Monday, January 23, 2023
HomeProperty InsuranceTwo Sides To A View And Skilled Discourse Relating to Claims Points ...

Two Sides To A View And Skilled Discourse Relating to Claims Points  | Property Insurance coverage Protection Regulation Weblog


The 2023 Windstorm Convention is underway. On the Previous Presidents dinner final evening, the subject of civil dialogue and respect for opposing views was raised. It is a superb matter. It’s usually on my thoughts whereas writing posts crucial of others. 

For instance, Steve Badger posted a remark to yesterday’s publish, The Actual Shopper Alert—Is the Georgia Insurance coverage Commissioner Within the Pocket of the Insurance coverage Corporations?:

Chip, I might respectfully recommend that Commissioner King’s new Bulletin may be very pro-consumer. There’s nothing derogatory within the Bulletin about public adjusters. He’s simply advising shoppers to be an knowledgeable when partaking a public adjuster.

And why did he really feel compelled to subject this Bulletin?

As you’re conscious, public adjuster Drew Aga/Mitchell simply stole a number of million {dollars} from a Georgia church (and tens of millions extra from others in LA and TX). Clearly, that information made it to the Commissioner’s desk. Appears to me that given this current conduct by a public adjuster, a pro-consumer bulletin was very a lot so as.

He makes a sound level, partially. This data explains why the warning was written. If this data was made a part of the warning from the insurance coverage commissioner and if the Georgia insurance coverage commissioner was not impliedly lumping all public adjusters into a bunch of folks that rip off shoppers primarily based on the motion of 1 public adjuster who’s crooked, I might even agree extra with Steve Badger’s view. 

The title and tone of my publish was crucial of Georgia’s insurance coverage commissioner making this public warning. After studying the data from Badger, I can respect that the commissioner could have written the warning out of honest and legit concern for policyholders. I nonetheless assume it ought to have been worded in another way to be truthful to the overwhelming majority of trustworthy and hardworking Georgia licensed public adjusters. 

The Windstorm Convention is exclusive as a result of totally different professionals representing policyholders and people presenting insurance coverage corporations are sharing and debating concepts, data, and viewpoints, which are sometimes totally different. The convention will likely be a can’t miss occasion as long as the attendees respect the opposing views regardless of how divergent and improper they might appear to these opposing them. I went thus far in the course of the dialogue final evening to recommend that the phrases of Windstorm Community membership require an settlement of civil and respectful discourse to emphasise the purpose.

If I needed to be taught little, I might all the time go to occasions with folks that assume as I do. Nonetheless, if I need to develop and be taught extra, I take heed to others with extra and totally different information, concepts, and views. Nothing forces me to simply accept these totally different concepts, nevertheless it makes me work tougher to seek out the reality and perceive the subtleties of points, making me higher at my commerce.

Thought For The Day     

This world of ours… should keep away from turning into a neighborhood of dreadful worry and hate, and be, as an alternative, a proud confederation of mutual belief and respect.

—Dwight D. Eisenhower

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