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Trustmark Insurance coverage Declare Denial? – Donahue & Horrow


When you’ve got had a Trustmark insurance coverage declare denied you aren’t alone. Trustmark could also be trusted by tens of millions of members and plan contributors every year, however many insurance coverage policyholders have instructed a unique story concerning the insurance coverage firm through the years. If Trustmark or any of its subsidiaries, has undervalued, delayed cost, and even denied your insurance coverage declare outright, it’s time to hunt authorized counsel and the workforce at Donahue & Horrow LLP is right here that can assist you.

We’re a Los Angeles-based legislation agency that has efficiently secured tens of millions of {dollars} for our shoppers for his or her wrongfully denied incapacity, life, well being, and unintentional demise insurance coverage claims. Now we have filed lawsuits in opposition to Trustmark, its subsidiaries, and different main insurance coverage suppliers. Most Insurance coverage Firms are centered on their backside line moderately than the well-being of their policyholders. We, at Donahue & Horrow, LLP, are centered on you, the policyholder.

If you happen to assume you will have been handled unfairly by Trustmark, or in case your insurance coverage declare has been denied, name us immediately: (877) 664-5407. Our authorized workforce is offered to reply any questions you will have about your Trustmark insurance coverage declare and coverage. These calls and consultations are for gratis to you. We’re right here to do what is true.

About Trustmark – A Unified Model

On January 1, 2020, Trustmark accomplished an organization-wide initiative to unite all of its subsidiaries underneath the Trustmark model. Throughout this course of, the CoreSource and Starmark enterprise models had been modified to Trustmark Well being Advantages and Trustmark Small Enterprise Advantages. The group’s buyer base consists of people, employers, brokers, and healthcare suppliers.

On account of the subsidiaries of Trustmark uniting, Trustmark’s belongings and revenues are on the rise, and whereas the group isn’t hurting financially, it continues to battle tooth and nail in opposition to paying out legitimate insurance coverage claims. If you happen to suspect that your Trustmark insurance coverage declare has been deliberately delayed or denied, name Donahue & Horrow, LLP’s authorized workforce immediately: (877) 664-5407.

Trustmark Techniques Used to Deny Insurance coverage Claims

Trustmark has been on the heart of assorted lawsuits relating to their practices of wrongfully denying insurance coverage claims. At Donahue & Horrow, LLP, we’ve got typically seen insurance coverage suppliers akin to Trustmark carry out the next acts when denying legitimate insurance coverage claims:

  • Refusing to imagine that your subjective complaints — akin to ache and fatigue — are actual;
  • Falsely claiming there may be not sufficient medical proof to help your declare; and
  • Reviewing your social media posts, then utilizing what they discover in opposition to you.

It might appear intimidating to battle again in opposition to Trustmark or different giant insurance coverage firms to battle to your insurance coverage advantages, however there are clear indicators it’s best to look out for to find out if Trustmark is attempting to fraudulently deny your declare.

Insurance coverage companies typically attempt to “put on down” policyholders such as you within the hopes that you’ll quit moderately than battle to your advantages by:

  • Stalling: asking for increasingly more information to help your declare, even when you have already offered them with entry to your entire medical information;
  • Counting on the opinions of in-house medical doctors, whose opinions overwhelmingly are likely to help their employer, the insurance coverage firm;
  • Making an attempt to rescind your coverage as a result of the insurance coverage agent didn’t embody data that you simply instructed her or him on the applying; and/or
  • Prolonged delays in making a choice on an insurance coverage declare.

Actual Examples of Trustmark Denying Incapacity Claims

Trustmark has skilled quite a few lawsuits and settlements lately for denying policyholders’ claims. For instance, a plaintiff who labored in a meat-cutting plant suffered a coronary heart ailment that impacted his capability to carry out his job. Trustmark alleged that the plaintiff didn’t disclose all of his underlying medical circumstances, thus rejecting his incapacity declare. Regardless of initially rejecting the incapacity declare, the corporate finally reached a settlement with the plaintiff.

In one other case filed in opposition to Trustmark, a chiropractor skilled a bicycle accident that left him briefly paralyzed with everlasting accidents to his backbone and again. His Trustmark coverage had an exclusion for any accidents associated to his neck. Trustmark denied his declare and alleged that the plaintiff’s accidents had been unrelated to his neck to keep away from paying out his declare. Nonetheless, medical doctors confirmed that the insured’s accidents had been associated to his neck, along with the spinal twine and the again, and the long-term incapacity advantages had been finally honored.

Lastly, in one other case, a meals market supervisor additionally suffered from a coronary heart ailment and had beforehand bought a incapacity insurance coverage plan from Trustmark to guard his monetary safety for this very purpose. When his situation worsened, he couldn’t return to work, and Trustmark alleged that the plaintiff didn’t disclose this ailment prior to buying the incapacity coverage. Witness testimony proved in any other case, and because of this, Trustmark settled for an quantity greater than it might have value for them to pay out the preliminary declare.

These are just some examples of how Trustmark and different giant insurance coverage firms deny legitimate insurance coverage claims. We’re right here to symbolize your pursuits and won’t let Trustmark or another insurance coverage firm benefit from you. You have got rightfully paid for a coverage which ought to pay you out the advantages promised, if and when that point comes.

Don’t Wait To File A Declare Towards Trustmark

Insurance coverage claims have deadlines that you could meet if you’re to gather the insurance coverage advantages you paid for. Timing is very necessary in case your coverage is ruled by the Federal Worker Retirement Revenue Securities Act (ERISA). If you’re coping with a denied insurance coverage declare from Trustmark, we urge you to take motion and to not delay a second longer! Our authorized workforce will deal with you with the dignity you deserve whereas preventing relentlessly to safe the insurance coverage advantages you’re owed.

When you’ve got any questions, name us. Insurance coverage insurance policies are complicated and written by legal professionals. The workforce at Donahue & Horrow, LLP, will analyze your particular person coverage, no matter which sort of insurance coverage plan you bought from Trustmark. You could not have the ability to belief Trustmark to do the appropriate factor, however you possibly can depend on us to battle for and shield your rights. Name us immediately for a free session: (877) 664-5407.

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