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Reliance Customary Insurance coverage Declare Denial?


For policyholders of Reliance Customary Life Insurance coverage Firm, also referred to as Reliance Customary, insurance coverage declare denials are far too frequent. By its very nature, the insurance coverage business is an advanced market that causes nervousness and hardships for a lot of hardworking folks when their legitimate insurance coverage claims are denied.  In case your Reliance Customary insurance coverage declare was undervalued, delayed, or denied, don’t quit. Donahue & Horrow LLP is your ally throughout these troublesome occasions, and our authorized workforce will battle to safe the advantages you’re legally owed.

Our attorneys have in depth insurance and medical malpractice background and consequently, they know all the techniques that insurance coverage carriers like Reliance Customary use to disclaim policyholders’ claims. Our authorized workforce has taken on business giants to safe tens of millions of {dollars} yr after yr for our purchasers whose incapacity claims have been wrongfully denied. Contact us now.

We are going to battle relentlessly so that you can safe your insurance coverage advantages and we’ll deal with you with the dignity and respect you deserve throughout this difficult time. Name us as we speak in the event you assume you’ve been handled unfairly by Reliance Customary: (877) 664-5407.

About Reliance Customary – A Various Insurance coverage Service

Reliance Customary’s insurance coverage portfolio contains worker advantages options, incapacity earnings, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Customary additionally provides dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services and products. In 2018, Reliance Customary’s whole belongings exceeded $14 billion.

Regardless of the corporate’s sturdy monetary standing, Reliance Customary continues to keep away from paying out incapacity advantages to folks throughout their time of want. In case your Reliance Customary insurance coverage advantages had been denied, contact us now and we’ll reply any questions you could have about your particular coverage and declare without charge. We’re right here to assist.

Reliance Customary  Insurance coverage Declare Denials – Frequent Techniques

Insurance coverage suppliers perceive that their long-term progress hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, because of this Reliance Customary will do all it might probably to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To realize these targets, the playbook typically contains three distinct steps:

  • Failing to be particular as to the data you must present to help your declare;
  • Misrepresenting your precise job duties; and
  • Falsely claiming there may be not sufficient medical proof to help your declare. 

It’s difficult sufficient to tackle an insurance coverage firm whenever you’ve been denied what’s rightfully yours, not to mention taking one on with enduring techniques designed to disrupt and delay your efforts. These companies typically attempt to “put on down” policyholders such as you within the hopes that you’ll quit somewhat than battle for the insurance coverage advantages you paid for and deserve. If Reliance Customary has tried a number of of those techniques with you, it could be a transparent signal the enterprise is making an attempt to wrongfully deny your insurance coverage declare:

  • Conducting surveillance in an try and “catch you” performing in a fashion inconsistent together with your claimed restrictions and limitations;
  • Stalling by asking for increasingly more data to help your declare, even in the event you already supplied them with entry to your whole medical data;
  • Counting on the opinions of in-house medical doctors, who overwhelmingly are likely to help their employer, the insurance coverage firm; or
  • Trying to rescind your coverage as a result of the insurance coverage agent didn’t embrace info that you just informed her or him on the appliance.

Reliance Standard Insurance Claim Denial

Actual Examples 

Reliance Customary’s technique to deny policyholders’ insurance coverage claims has been positioned underneath a microscope lately. Most not too long ago, a dentist submitted a purposeful capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Customary used its personal medical doctors to submit opinions to disclaim his insurance coverage declare. A court docket discovered that the dentist’s situation might pose a security concern to his sufferers and awarded him the advantages he was rightfully owed. 

Subsequent, a decide reversed a choice that originally denied a plaintiff’s declare for incapacity advantages. On this case, a lady awakened with dizziness and felt numbness in her decrease extremities. After in search of assist from a neurologist, she obtained advantages for 2 years. After this two-year interval, Reliance Customary stopped paying her advantages. A court docket would later require the corporate to research each her bodily and cognitive talents, a transfer that reversed the preliminary denial.

In 2017, the Court docket of Appeals dominated towards Reliance Customary in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Customary denied her incapacity advantages and administrative enchantment, arguing the plaintiff was not completely disabled. The Appeals Court docket felt in any other case and upheld her incapacity advantages as mandated by the Worker Retirement Earnings Safety Act (ERISA).

Do Not Wait to Act!

Reliance Customary has confirmed that it can’t be trusted to do proper by policyholders equivalent to your self. If you’re coping with an insurance coverage declare denial from Reliance Customary, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that should be met so as so that you can accumulate the insurance coverage advantages you’re owed. This timeline is particularly essential in case your coverage was issued by means of your employer and your declares are ruled by ERISA. Contact us now.

Confusion is a trademark of insurance coverage claims. Our authorized workforce will battle relentlessly to safe the insurance coverage advantages you’re legally owed. We are going to decipher your Reliance Customary insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We look ahead to listening to from you and serving to you to obtain the advantages that you’re entitled to.

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