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Ohio Mutual Insurance coverage Assessment

I began Insurance coverage Weblog by Chris™ as a result of I’ve a ardour for insurance coverage. Right here on the weblog, our job is to coach and inform individuals about the most effective insurance coverage for them.
Since then, we have now grown into nationwide manufacturers with a big workforce of researchers serving to individuals perceive all types of insurance coverage.

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Written by

Chris Huntley
Founding father of Huntley Wealth & Insurance coverage Providers
Chris Huntley

Rachael Brennan has been working within the insurance coverage trade since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which era she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as nicely. She has labored for small well being insu…

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Reviewed by

Rachael Brennan

Licensed Insurance coverage Agent

Rachael Brennan

UPDATED: Apr 1, 2022

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This is the Scoop

  • Ohio Mutual Insurance coverage Group sells versatile and customizable insurance coverage merchandise for patrons throughout the Midwest and Northeast
  • Safety ranges from private house and auto insurance coverage to business protection
  • Clients reward the corporate for professionalism and inexpensive costs

Purchasing for the most effective insurance coverage coverage is tense. It’s difficult to know which corporations supply the most effective merchandise and charges. We get it. That’s why we write neutral firm evaluations and supply entry to free and straightforward quotes. At this time, we’re going to have a look at Ohio Mutual Insurance coverage Group.

This text will discover the coverages, monetary rankings, and buyer evaluations for Ohio Mutual Insurance coverage Group.

What merchandise are supplied by Ohio Mutual Insurance coverage Group?

Ohio Mutual’s insurance coverage insurance policies embody a variety of non-public and business property coverages. Merchandise differ by state and can be found in Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island, and Vermont.

Ohio Mutual affords many kinds of add-on protection. Relying in your state and plan, it’s possible you’ll be eligible for numerous reductions.

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Ohio Mutual Insurance coverage Group Householders Insurance coverage

In the event you’re evaluating the finest householders insurance coverage corporations, maybe you’ve heard of Ohio Mutual. The corporate’s versatile plans embody alternatives to customise your coverage with numerous add-ons. Relying in your state and state of affairs, it’s possible you’ll be eligible for reductions.

Ohio Mutual’s insurance coverage insurance policies for householders embody the next protections:

  • Dwelling protection. An Ohio Mutual householders coverage protects your house.
  • Protection for different constructions. House owner insurance policies defend different buildings in your property, reminiscent of sheds or garages.
  • Private property protection. The plan covers private belongings like furnishings, home equipment, and garments.
  • Private legal responsibility protection. The plan covers accidents and damages to others’ property brought on by you.
  • Medical funds to others. If somebody is injured in your property, this function can cowl their medical bills.
  • Extra residing bills protection. This function helps pay for non permanent lodging if your house is broken in a lined accident.

Ohio Mutual’s insurance policy can be found by talking with an agent.

Extra Protection for Householders

In addition to the included coverages, Ohio Mutual affords many add-on protections. A number of the further coverages that you need to use to customise your householders coverage embody:

  • Private cyber safety. You may add Ohio Mutual’s cyber safety service to your coverage in some states.
  • Substitute protection. Ohio Mutual affords substitute price protection for private property and substitute assure protection in your dwelling.
  • Trip house protection. You may add your secondary or seasonal house to your householders plan.
  • Tools breakdown protection. This add-on helps pay for the price of gear malfunctions in your house.
  • Earthquake protection. In the event you stay close to a serious fault line, you may profit from earthquake insurance coverage.
  • Protection for uncommon and distinctive objects. This add-on protects your collectibles, reminiscent of fantastic artwork, jewellery, and firearms.

You’ll have entry to extra add-on protection relying in your location.

Reductions for Householders Insurance coverage

Moreover, Ohio Mutual gives a big collection of reductions for all coverage sorts. Some offers obtainable with a householders plan embody:

  • Protecting gadgets. It’s possible you’ll be eligible to obtain this low cost in case you have sure kinds of protecting gadgets put in in your house, reminiscent of smoke detectors and safety programs.
  • Trainer/first responder/veteran low cost. Members of those professions could also be eligible for a reduction on their householders coverage.
  • House and auto low cost. In the event you bundle your house and auto insurance coverage with Ohio Mutual, you’ll be able to obtain a reduction.
  • Dwelling lower than 20 years outdated. If your house is lower than 20 years outdated, it’s possible you’ll be eligible for a reduction in your householders insurance coverage.

You may converse to an Ohio Mutual agent to be taught extra in regards to the choices in your location.

Ohio Mutual Group Auto Insurance coverage

The finest automobile insurance coverage corporations present versatile protection that you could tailor to your wants.

Ohio Mutual’s auto insurance coverage insurance policies can be found in numerous protection sorts. Beginning with the state minimal legal responsibility protection, Ohio Mutual gives a spread of choices to guard your property.

Coverages obtainable with Ohio Mutual auto insurance coverage embody:

  • Legal responsibility insurance coverage. This plan covers bodily accidents and property injury brought on by you to a different particular person.
  • Collision insurance coverage. The sort of protection pays for losses brought on by hitting one other object.
  • Complete insurance coverage. Complete plans cowl damages brought on by non-collision incidents, reminiscent of climate, animal injury, vandalism, and theft.
  • Uninsured/Underinsured Motorist insurance coverage. This coverage pays for losses brought on by a driver with no insurance coverage or insufficient insurance coverage protection.

In addition to these coverages, Ohio Mutual affords a number of kinds of further protections, together with unintentional dying advantages, pet insurance coverage, and newly acquired automobile protection. Relying in your state, you might be able to customise your protection by including these plans.

Reductions for Automobile Insurance coverage

Ohio Mutual affords many alternatives for financial savings with its automobile insurance coverage. Some reductions obtainable with an Ohio Mutual auto insurance coverage plan embody:

  • Anti-theft gadgets low cost. If in case you have particular anti-theft gadgets put in in your automobile, it’s possible you’ll be eligible for this low cost.
  • Multicar low cost. Insuring a couple of automobile with Ohio Mutual qualifies you for this low cost.
  • Security gadget low cost. Particular security gadgets, reminiscent of anti-lock brakes and passive restraints, may qualify you for this low cost.
  • Scholar low cost. Reductions can be found for college students who meet particular tutorial standards or are removed from house with no automobile.

In addition to these reductions, Ohio Mutual offers prospects entry to many financial savings alternatives relying on location and state of affairs. 

What different companies does Ohio Mutual Insurance coverage Group present?

Together with its householders and auto insurance coverage, Ohio Mutual gives protection for renters and farm house owners. Moreover, a number of kinds of business insurance coverage safety can be found.

Ohio Mutual Insurance coverage Group Renters Insurance coverage

Ohio Mutual’s renter insurance coverage covers private property, legal responsibility, and extra residing bills. 

There may be all kinds of add-on protection obtainable. You may add companies starting from cyber safety to protection for fantastic arts and pure disasters to your coverage.

As with its different insurance policy, Ohio Mutual affords quite a few reductions and financial savings alternatives with its renters insurance coverage.

Ohio Mutual Insurance coverage Group Farm Insurance coverage 

Ohio Mutual has been insuring farmers in Ohio for over 100 years.

The plans cowl houses, private belongings, farm constructions, equipment, livestock, instruments, and so on. Protection contains legal responsibility and medical funds, and lots of add-on protection choices can be found.

Ohio Mutual Insurance coverage Group Industrial Insurance coverage

Ohio Mutual’s business insurance coverage merchandise embody property, legal responsibility, inland marine, and business car protection. 

A number of mixture packages can be found for enterprise house owners. You may converse to an agent to be taught extra in regards to the plans obtainable in your state and the way your corporation may profit from them.

Enter your ZIP code under to view corporations which have low cost insurance coverage charges.

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Ohio Mutual Insurance coverage Group Opinions and Rankings

Two of essentially the most essential sources of data to seek the advice of when trying to find an insurance coverage firm are monetary rankings and buyer evaluations.

Ohio Mutual Insurance coverage Group Monetary Rankings

Monetary rankings are unbiased value determinations of an organization’s financial power. Third-party reviewing businesses are liable for these assessments and take into account numerous details when inspecting an organization.

Ohio Mutual has an A (glorious) ranking with A.M. Finest, one of many nation’s most trusted monetary ranking businesses. Moreover, the corporate’s financial outlook is listed as secure.

Regardless of being well-rated by A.M. Finest, no different important monetary reviewer has rated Ohio Mutual.

Ohio Mutual Insurance coverage Group Buyer Opinions

Buyer evaluations are essential. They provide us a good suggestion of how the corporate treats its prospects and whether or not it honors its agreements.

Ohio Mutual is Higher Enterprise Bureau (BBB) accredited and has an A+ ranking based mostly on buyer info and complaints. 

The corporate has a 4.4/5-star ranking based mostly on 505 Google evaluations. With Clearsurance, Ohio Mutual has a 3.92/5-star ranking based mostly on 47 buyer evaluations. 

Destructive evaluations of the corporate complain about poor customer support. There are, nonetheless, many optimistic evaluations. Joyful prospects reward the corporate for its skilled brokers and inexpensive charges.

Ohio Mutual Insurance coverage Group: The Backside Line

Ohio Mutual Insurance coverage Group gives a big number of insurance coverage protection.  It affords versatile safety in your property, from private householders insurance coverage to business protection.

Ohio Mutual gives many low cost choices and financial savings alternatives with all its plans. 

The corporate is well-rated by A.M. Finest, and buyer evaluations are typically optimistic. There are some complaints of poor customer support, however most buyer feedback categorical satisfaction with the corporate. Many purchasers have a good time the corporate’s professionalism and inexpensive costs.

Total, for those who’re on the lookout for an inexpensive insurance coverage coverage with versatile protection, Ohio Mutual Insurance coverage Group may be a superb alternative.

Earlier than you make a last resolution, keep in mind to do a number of analysis. Evaluating a number of corporations and their companies may also help you make the fitting alternative for you and your loved ones.



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