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North Carolina Life Insurance coverage | NC Life Insurance coverage Quotes


Rachael Brennan has been working within the insurance coverage trade since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which era she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as effectively. She has labored for small well being in…

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Written by

Rachael Brennan
Licensed Insurance coverage Agent

Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration companies. He’s additionally a strategic author and editor with a background in branding, advertising, and high quality assurance. He has been in navy newsrooms — actually on the frontline of journalism.

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Reviewed by


Benji Carr


Former Licensed Life Insurance coverage Agent


Benji Carr

UPDATED: Could 12, 2022

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We provide North Carolina residents life insurance coverage from a number of of the most effective NC life insurance coverage corporations. Life insurance coverage may be very related from state to state, with a couple of exceptions, so anticipate your North Carolina life insurance coverage charges to range.

Nonetheless, this information ought to allow you to perceive the variations in North Carolina life insurance coverage in addition to discover assets in your state. We’ll additionally present you get the most effective life insurance coverage in North Carolina.

North Carolina Life Insurance coverage Quotes

We provide North Carolina residents life insurance coverage from a number of A-rated life insurance coverage corporations. Life insurance coverage may be very related from state to state, with a couple of exceptions. This information ought to allow you to perceive the variations in addition to discover assets in your state.

Coverage Price – The premium (value) you pay to your life insurance coverage coverage doesn’t range by state. It’s the similar no matter which state you reside in. Premiums are set by life insurance coverage corporations then accredited by the State Insurance coverage Division.

Firm Availability – Not all corporations can be found in each state. For instance, if a North Carolina life insurance coverage firm has not filed its product or charges along with your State Insurance coverage Division, that firm received’t be accessible in your state. Firm availability adjustments typically because of new filings.

Product Availability – There are situations the place life insurance coverage corporations supply solely particular merchandise or riders in a state. For instance, an organization could supply a baby insurance coverage rider on their coverage, however the characteristic will not be accessible in all states. These exclusions might be seen by clicking on the life insurance coverage corporations within the checklist beneath.

North Carolina life insurance coverage additionally presents residents a 10-day free look interval, 30-day grace interval, and a assure of dying funds as much as $300,000. 

Your life insurance coverage quotes are at all times free.

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Life Insurance coverage Charges in North Carolina

Chances are you’ll be questioning what to anticipate with North Carolina life insurance coverage charges. Within the chart beneath, you’ll discover what the most effective life insurance coverage corporations in North Carolina cost based mostly on age, marital standing, and gender for non-smokers. Nonetheless, it’s doable that your charges can be completely different, particularly in the event you smoke.

You can even see what number of life insurance coverage corporations there are in North Carolina versus the opposite southern states.

Based on the chart, there are 10 North Carolina life insurance coverage corporations that particularly do enterprise throughout the state. So, likelihood is, these 10 corporations will supply the most effective life insurance coverage in North Carolina. That additionally means extra North Carolina life insurance coverage coverage choices for you. 

North Carolina Warranty Affiliation

State warranty associations are dedicated to defending resident policyholders and beneficiaries within the occasion of an insurance coverage firm insolvency. The affiliation is made up of all insurance coverage corporations licensed to promote life insurance coverage, medical insurance and annuities within the state. If an insurance coverage firm turns into bancrupt (goes out of enterprise), the affiliation steps in to guard policyholders by persevering with protection and paying claims, as much as outlined limits.

In North Carolina, a life insurance coverage coverage is protected as much as $300,000. This quantity is the utmost profit offered for anyone life. In different phrases, a number of insurance policies on anyone particular person are restricted to this quantity.

North Carolina Life Insurance coverage Contacts

Here’s a checklist of all the required state contacts for residents with North Carolina life insurance coverage claims and different associated issues.

Warranty Affiliation

Should you want details about a North Carolina life insurance coverage or medical insurance warranty, contact the North Carolina Life & Well being Insurance coverage Warranty Affiliation at 1-919-833-6838 or go to the web site.

Insurance coverage Division

For the newest updates from the North Carolina Division of Insurance coverage, you’ll be able to name 1-800-546-5664 or go to the web site. Right here, you’ll be able to entry assets just like the NC Division of Insurance coverage shopper companies in addition to discover solutions to questions like “how do I file a grievance in opposition to an insurance coverage firm in NC”?

If you wish to know “how do I contact the NC Insurance coverage Commissioner,” you’ll be able to contact the NC Insurance coverage Commissioner on the Insurance coverage Commissioner Workplace in Raleigh, NC.

You can even get hold of up-to-date details about NC state worker life insurance coverage, entry the North Carolina Division of Insurance coverage agent lookup, and discover a North Carolina insurance coverage license document right here.

Authorized Information

QuickQuote is licensed to promote life insurance coverage in North Carolina underneath Company License Quantity 1000010137.

The licensed firm principal is Tim Bain, Agent License Quantity 002890464.

Your life insurance coverage quotes are at all times free.

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North Carolina Life Insurance coverage Corporations

American Common Life Insurance coverage Firm

Banner Life Insurance coverage Firm

Constancy Life Affiliation

Haven Life / MassMutual

John Hancock Life Insurance coverage Firm

Lincoln Nationwide Life Insurance coverage Firm

Metlife Life Insurance coverage Firm

North American Firm for Life & Well being Insurance coverage

Pacific Life & Annuity Firm

Principal Life Insurance coverage Firm

Protecting Life Insurance coverage Firm

Pruco Life Insurance coverage Firm (Prudential)

Sagicor Life Insurance coverage Firm

The Financial savings Financial institution Life Insurance coverage Firm of Massachusetts (SBLI)

Transamerica Life Insurance coverage Firm

United of Omaha Life Insurance coverage Firm

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