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Flood Title Automobiles: What They Are and Tips on how to Keep away from Them

Don’t be a sufferer of dishonest auto gross sales involving flood title vehicles.

The Common cares about everybody impacted by the latest flooding in Louisiana in addition to different places impacted by flooding in recent times.

Beware of flood damaged vehicles

We Wish to Assist You Battle Towards Fraud

We’re right here that will help you keep away from being victimized twice by unethical auto re-sellers or catastrophe contractors who goal shoppers after disasters. That’s why we’re a taking part member of the Nationwide Insurance coverage Crime Bureau and assist shoppers within the struggle towards fraud. The Nationwide Insurance coverage Crime Bureau (1-800 Tel NICB, 1-800-835-6422) has established sources for shoppers together with auto salvage fraud suggestions, a catastrophe fraud pamphlet and entry to their FREE on-line VIN Examine Service.

In response to the NICB, shoppers must be cautious of flood title vehicles. Pure disasters convey out dishonest salvage sellers who don’t inform you that the automobiles they’re promoting are closely water-damaged,” stated NICB President and CEO Joe Wehrle. He states, “Shoppers have to know that these automobiles might seem marketed on the market with none indication that they have been affected by the flooding. As at all times, patrons must be cautious when contemplating a used automobile buy within the weeks and months following a catastrophe like this.”

What’s a Flood Title Automobile?

Whereas 1000’s of vehicles are ruined by floods yearly, not all of them are escorted straight to the junkyard. Many vehicles are transported to a unique a part of the nation the place a salesman makes an attempt to promote them below the pretense that they’re in good situation.  

A flood title is a automobile that has been submerged in water to the purpose that water has entered the cabin, trunk or engine. Taking up this a lot water can destroy your automotive, inflicting the electronics and engine to present out solely. Though some folks attempt to repair flood titles, it’s greatest to keep away from them. Whereas flood titles may saturate the market after stated pure catastrophe, there are just a few alternative ways to ensure you’re not buying one. Listed here are some issues to remember while purchasing for a used automotive after a flood: 

• Examine the inside for flood injury. Search for water stains, mildew, or sand below the carpet, flooring mats, dashboard, and wheel properly the place the spare tire is saved. Search for fogging contained in the headlights and taillights.

• Scent the inside of the automotive. A heavy aroma of cleaners and disinfectants may very well be an indication that somebody’s attempting to masks a mould or odor downside.

• Really feel and hear for issues. Have your mechanic examine the automotive’s mechanical and electrical parts and techniques that comprise fluids, for water contamination. Discover if something feels or sounds uncommon.

• Know the distinction between a “salvage title” and a “flood title.” A “salvage title” means the automotive was declared a complete loss by an insurance coverage firm due to a critical accident or different downside. A “flood title” is a automotive that sustained injury from sitting in water deep sufficient to fill the engine compartment. The title standing is a part of the automobile’s historical past report.

• Get hold of a automobile historical past report. The Nationwide Insurance coverage Crime Bureau’s (NICB) free database contains flood injury and different info.

If you happen to suspect a supplier is knowingly promoting a flood-damaged automotive or a salvaged automobile as a good-condition, used automotive, contact your auto insurance coverage firm, native regulation enforcement company, or Lawyer Common Caldwell’s Shopper Safety Hotline at (800) 351-4889. For extra details about this and different shopper points, go to

Sources for our Clients
NICB VIN examine permits shoppers to determine if a automobile they need to buy is a previous whole loss, flood title, or stolen automobile.

Learn extra indicators of a flooded automobile from the Insurance coverage Data Institute.



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