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Assurity Life Insurance coverage Overview [2022]


Fast Info

  • Assurity has been in enterprise for over 100 years; the corporate was based again in 1890
  • This firm supplies insurance coverage merchandise to people and group insurance coverage merchandise to companies
  • Assurity is an authorized B-Corp and is legally required to weigh the impression of its enterprise selections on society as an entire

Many life insurance coverage firms don’t supply each group and private time period life insurance coverage insurance policies, however Assurity life insurance coverage is bought to people and companies too.

This firm has been in enterprise for properly over 100 years, and Assurity is an authorized B-Corp.

As an authorized B-Corp, Assurity Life Insurance coverage Firm is legally required to weigh the impression of its enterprise selections on its staff, prospects, group, and the atmosphere as an entire. B-Corps try to be extra accountable with their earnings and enterprise selections.

Assurity Life Insurance coverage Firm affords a variety of life insurance coverage merchandise for customers to select from. It additionally affords various different services and products, however this evaluation will solely give attention to the corporate’s life insurance coverage choices.

Prepared to purchase life insurance coverage? Enter your ZIP code above to match reasonably priced life insurance coverage charges in your space.

What life insurance coverage merchandise does Assurity promote?

Assurity life merchandise embody time period life insurance coverage, entire life insurance coverage, common life insurance coverage, and group life insurance coverage. Since group life insurance coverage is for employers to buy for his or her workers, we is not going to cowl this sort of coverage on this evaluation.

Our evaluation will have a look at the person life insurance coverage insurance policies provided by Assurity Life Insurance coverage Firm and what their variations are. We’ll enable you get an understanding of those merchandise and the way they work so, you may make an knowledgeable life insurance coverage choice.

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What are the specifics of Assurity’s time period life insurance coverage merchandise?

Assurity’s time period life insurance coverage insurance policies are provided with 10, 20, and 30-year time period lengths. Assurity doesn’t have fairly as many time period life insurance coverage choices as different firms, however Assurity does give its time period life prospects the choice to transform their time period coverage to a everlasting life coverage.

Time period life insurance coverage insurance policies are probably the most reasonably priced life insurance coverage insurance policies with complete coverages provided by life insurance coverage firms.

Time period life insurance coverage insurance policies are nice for individuals who solely want life insurance coverage protection for a interval of their life. When you’re undecided what your wants shall be, Assurity means that you can convert your time period coverage to a everlasting life coverage.

What are the specifics of Assurity’s entire life insurance coverage merchandise?

Entire life insurance coverage differs from time period life insurance coverage in a couple of key methods:

  • One, entire life insurance coverage protection lasts to your entire life, and;
  • Two, entire life insurance coverage protection additionally has a money worth that may be borrowed towards ought to the monetary want come up.

Entire life insurance coverage charges are dearer than time period life. Try how Assurity life insurance coverage prices evaluate to different firms for ladies with $100,000 in protection:

Gender and age impression entire life insurance coverage charges, so it’s necessary to match Assurity life insurance coverage quotes towards different firms in your space to search out the most effective charges.

See the desk under to match Assurity entire life insurance coverage charges for males from 50-65 years of age with $100,000 in protection:

Assurity’s entire life insurance coverage prospects can also receives a commission out a dividend. This dividend will not be a assured characteristic of their entire life insurance coverage insurance policies, however the chance exists.

Assurity additionally affords their entire life insurance coverage insurance policies as a single premium product. That means you pay one lump sum and have life insurance coverage protection for the remainder of your life.

What are the specifics of Assurity’s common life insurance coverage merchandise?

Common life insurance coverage is everlasting life insurance coverage that’s similar to entire life insurance coverage. Common life insurance coverage protection lasts for a lifetime, it has a money worth that grows over time and may be borrowed towards, however common life insurance coverage is extra versatile.

Assurity’s common life insurance coverage prospects can regulate their premium funds and their advantages as they should meet their present monetary and life insurance coverage wants.

Common life insurance coverage is one of the simplest ways to have everlasting life insurance coverage protection with the pliability to regulate your coverage as you want.

If you’re considering studying extra about everlasting life insurance coverage, you possibly can try the Insurance coverage Data Institute’s useful assets on the topic. There are loads of various things to think about when buying life insurance coverage, so it’s necessary to get all the info you could.

Your life insurance coverage quotes are at all times free.

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Can I entry my Assurity life insurance coverage coverage on-line?

Assurity permits present policyholders to entry their life insurance coverage insurance policies on their firm web site by utilizing their Assurity login info. Assurity prospects can file a declare, make a premium cost, and even change their beneficiary all on-line.

Assurity makes managing your life insurance coverage coverage easy with its on-line portal.

How robust is Assurity financially?

Unbiased evaluation A.M. Finest has given Assurity an A-. That is the fourth highest doable monetary score given by the corporate. Which means Assurity is a powerful firm financially and shouldn’t have any points making profit funds on time.

It is very important select a life insurance coverage firm with robust monetary scores so as to be assured that you’re going to get your profit cash if you want it most.

Different Assurity life insurance coverage evaluations embody BBB‘s score of A+, offering additional legitimacy to the corporate.

Assurity Life Insurance coverage: What’s the underside line?

Assurity affords quantity of life insurance coverage decisions for customers to select from. Whether or not you might be in search of time period life, entire life, or common life insurance coverage protection, this firm has a coverage that may suit your wants.

This firm can also be attention-grabbing as a result of it additionally affords group time period life insurance coverage for employers to buy as a part of an worker advantages bundle.

We didn’t go over group life choices in any element, however if you’re considering studying extra about this protection, you possibly can contact Assurity.

Able to get reasonably priced life insurance coverage quotes? Enter your ZIP code under to view life insurance coverage quotes in your locality.

Editorial Pointers: We’re a free on-line useful resource for anybody considering studying extra about life insurance coverage. Our objective is to be an goal, third-party useful resource for all the things life insurance-related. We replace our web site usually, and all content material is reviewed by life insurance coverage specialists.

Rachael Brennan has been working within the insurance coverage trade since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which era she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as properly. She has labored for small well being in…

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Written by

Rachael Brennan
Licensed Insurance coverage Agent
Rachael Brennan

Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration companies. He’s additionally a strategic author and editor with a background in branding, advertising and marketing, and high quality assurance. He has been in army newsrooms — actually on the frontline of journalism.

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Reviewed by


Benji Carr


Former Licensed Life Insurance coverage Agent


Benji Carr

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