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Accordia Life Insurance coverage Evaluate [2022]


Rachael Brennan has been working within the insurance coverage business since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which period she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as properly. She has labored for small well being in…

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Written by




Rachael Brennan


Licensed Insurance coverage Agent

Rachael Brennan

Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration corporations. He’s additionally a strategic author and editor with a background in branding, advertising, and high quality assurance. He has been in navy newsrooms — actually on the frontline of journalism.

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Reviewed by




Benji Carr



Former Licensed Life Insurance coverage Agent


Benji Carr

UPDATED: Jun 29, 2022

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Accordia Life Insurance coverage:

Fast Information

  • Accordia Life is a newcomer to the life insurance coverage and annuities market; the corporate is lower than 20 years previous
  • Accordia Life is a part of the father or mother firm World Atlantic which was created by Goldman Sachs again in 2004
  • In 2013, World Atlantic break up from Goldman Sachs
  • The Accordia Life model was created in 2013 following World Atlantic’s break up from Goldman Sachs

Accordia Life insurance coverage services and products are comparatively new in terms of the life insurance coverage market. Shoppers are probably not as conversant in this life insurance coverage firm or the merchandise that it presents.

Whether or not you might be on the lookout for time period life insurance coverage quotes otherwise you simply need to study extra about Accordia Life and Annuity Firm, this overview can be a useful useful resource in your life insurance coverage journey.

We’ll take the time to overview the life insurance coverage merchandise supplied by Accordia Life and Annuity Firm, see what customers take into consideration this firm, and overview its monetary power scores.

Prepared to purchase Accordia Life insurance coverage? Enter your ZIP code above to match life insurance coverage quotes from the highest firms in your space.

How do Accordia’s life insurance coverage charges examine with the competitors?

In contrast with different main insurers within the market, that is how Accordia Life Insurance coverage month-to-month premium charges stack up for a $250,000 time period life coverage for a person.

And, that is how Accordia Life’s charges examine for a girl with a $250,000 time period life insurance coverage coverage.

Whereas Accordia Life might not have fairly as many time period life insurance coverage choices, it does have fairly good costs compared with different main life insurance coverage suppliers.

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What life insurance coverage merchandise does Accordia Life promote?

Accordia Life Insurance coverage Firm sells time period life insurance coverage, common life insurance coverage, and listed common life insurance coverage merchandise. This firm doesn’t promote complete life insurance coverage merchandise, which many customers might need to buy.

Should you’re on the lookout for complete life insurance coverage, you’ll have to store elsewhere as a result of this firm doesn’t provide that kind of life insurance coverage. Complete life insurance coverage presents protection for an individual’s whole life. Should you do need everlasting life insurance coverage protection, common life insurance coverage insurance policies could possibly meet your wants.

What are the specifics of Accordia Life’s time period life insurance coverage insurance policies?

Accordia Life’s time period life insurance coverage insurance policies are available in 10-, 20-, or 30-year time period lengths. Most life insurance coverage firms provide extra time period size choices, together with 15- and 25-year choices, however Accordia Life Insurance coverage Firm doesn’t.

Accordia Life Insurance coverage Firm will promote time period life insurance coverage insurance policies with protection as little as $50,000, which many different firms received’t provide. Most life insurance coverage firms solely provide a minimal of $100,000 of time period life insurance coverage protection.

What are the specifics of Accordia Life’s common and listed common life insurance coverage insurance policies?

Accordia’s hottest life insurance coverage merchandise are its common life insurance coverage merchandise. Common life insurance policies could also be a great choice for you in case you are on the lookout for everlasting life insurance coverage protection. Nonetheless, common life insurance coverage protection isn’t the identical as complete life insurance coverage.

Accordia Life presents three several types of common life insurance coverage. This contains two distinct listed common life insurance policies.

Accordia Life’s primary common life insurance coverage insurance policies provide customers the flexibility to get everlasting life insurance coverage protection, money worth accumulation, and flexibility in terms of paying their premiums and adjusting their protection.

Common life insurance coverage presents customers the advantage of tax-deferred money worth accumulation.

Such a life insurance coverage coverage could be a nice financial savings automobile you probably have already maxed out your IRA or 401(okay) contributions. Common life insurance coverage insurance policies additionally give customers flexibility with when and the way a lot their premium funds can be.

Listed common life insurance coverage provides customers the flexibility to develop their money worth at a a lot increased fee. Nonetheless, there are extra dangers related to listed common life insurance coverage insurance policies. These insurance policies permit the policyholders to speculate the money worth of their coverage within the markets.

Accordia Life presents two varieties of listed common life insurance coverage protection; these insurance policies are branded “Lifetime Basis” and “Lifetime Builder.” The Lifetime Basis coverage permits the policyholder to regulate the demise profit because it fits their wants. You’ll be able to select to give attention to extra cash accumulation or transfer life insurance coverage protection because the years go by.

The Lifetime Builder coverage is extra targeted on the money progress side of the listed common life insurance coverage coverage. This coverage is most really helpful for people who’re targeted on money worth progress.

Both of the listed common life insurance coverage insurance policies supplied by Accordia Life may be custom-made to fit your wants with the addition of life insurance coverage riders.

Your life insurance coverage quotes are all the time free.

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Is getting life insurance coverage from Accordia Life straightforward?

Most life insurance coverage firms will let you get quotes and begin the appliance course of for all times insurance coverage on-line. This isn’t the case at Accordia Life. This firm requires you to name a life insurance coverage agent and converse concerning the software course of with them to get began.

What do customers consider Accordia Life?

Critiques on the Web for Accordia Life are exceedingly unfavorable, with a major variety of complaints. This is a sign that the customer support offered by this firm is probably going missing in lots of key methods.

It is very important take shopper complaints with a grain of salt, however the on-line consensus for this firm is overwhelmingly unfavorable.

What’s the monetary power of Accordia Life?

In accordance with the unbiased monetary reviewer A.M. Finest, Accordia Life has a monetary power ranking of A. This implies the corporate is in a stable monetary place and can probably have the ability to pay all of its advantages in a well timed trend.

Your life insurance coverage quotes are all the time free.

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What’s the underside line?

This life insurance coverage enterprise is comparatively new to the life insurance coverage business. It doesn’t provide complete life insurance coverage merchandise, it doesn’t permit customers to simply begin the appliance course of on-line, and it has plenty of unfavorable opinions on-line.

Should you’re on the lookout for a common life insurance coverage coverage, you might be serious about Accordia life, but when not, you’re prone to discover a higher firm on your wants than this one. You may have the ability to discover higher safety for your loved ones at a greater fee with one other supplier.

Prepared to match Accordia Life insurance coverage choices with the competitors? Enter your ZIP code under to match life insurance coverage charges from the highest firms in your space.

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