Printed on September 9, 2013
Eventually, everybody wants medical health insurance. That is true even if you happen to’re wholesome and below 30 like Jaime and Malik.
The Well being Insurance coverage Market® offers you with a number of choices that put you answerable for your protection and care.
- For those who’re below 26, you might be able to get coated on a father or mother’s medical health insurance plan. This is applicable to you even in case you are in school, not dwelling at house, eligible for an employer’s plan, or not financially dependent in your mother and father. It even applies to you in case you are married.
In your twenty sixth birthday, your protection on a father or mother’s plan ends. However you possibly can nonetheless use the Well being Insurance coverage Market® to match medical health insurance plans primarily based on what’s essential to you. While you apply for protection within the Market, you may discover out if you will get decrease prices in your month-to-month premium and if you happen to qualify for decrease out-of-pocket prices. You’ll additionally discover out if you happen to qualify without cost or low-cost protection accessible via Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP).
For those who’re below 30, you might be able to purchase a particular form of medical health insurance plan that protects you from very excessive medical prices. These “catastrophic” plans often have decrease premiums and defend you from worst-case situations. Within the Market, catastrophic plans cowl 3 physician visits per yr for free of charge and free preventive advantages.
Are you wanting ahead to getting coated in 2014? Open enrollment begins on October 1, 2013 and protection can begin as quickly as January 1.